Claims for compensation from a third party means holding a party, other than your employer, who may have caused your injury responsible. This could include a manufacturer of defective or dangerous products, negligent operation of a motor vehicle, or a violation of a state or federal statute. All these examples help you know what to expect, because they are conditions that could create the possibility to file a third party claim in conjunction with a workers compensation claim.
There are a number of additional work-related situations which may warrant a third-party claim for personal injury compensation:
- Slip and fall accidents: The property owner may be considered a negligent party if you are injured in a slip and fall accident at work, depending upon the circumstances.
- Construction accidents: If you’re injured while working on a construction site, there may numerous third parties that can be held responsible, including subcontractors, property owners, contractors, equipment operators, or defective equipment manufacturers.
- Car accidents: A third party claim for compensation may be an option if you were driving a vehicle for a work-related duty, or if you were injured in a car accident (while on duty) that was caused by a driver who was not a co-worker.
What should you expect?: It is possible that you could be entitled to significant amounts of money from a third party claim for compensation. These types of claims can provide monetary damages that are much more lucrative than the workers compensation benefits that you would be eligible to receive for the same injury.
You should keep in mind that a third-party claim is not part of any litigation involving your workers' compensation claim. If there is dual liability for a work injury, a state’s workers rights usually allow individuals to address that liability separately:
- Once, through a workers' compensation claim which addresses the employer's liability.
- Also through a third party claim, which addresses any negligence or liability on the part of an entity other than the employer.
In order to determine whether it is possible to file a third-party claim for compensation, immediate and thorough legal research are necessary. Even though the two cases may be based upon the same incident, the time limits for filing a third party claim may be longer or shorter than those that apply to the workers compensation claim. This can also depend on the nature of the lawsuit and the identities of those responsible for the conditions from which the third-party claim arises. If you have recently experienced a work injury, you should promptly retain the services of a work injury attorney, just in case a third party claim could arise out of your work injury case.
In order to win your case, you and your attorney will have to demonstrate that:
- The responsible party’s negligence caused your injuries
- You sustained calculable and real damages stemming from the accident
- A legal duty of care was owed to you by the third party
- The third party failed to carry out that duty
Injured workers will often become overwhelmed by their medical condition and subsequent loss of work and income. As a result, individuals who have sustained a painful work injury are concerned with getting better and getting back to work, rather than defending their workers rights. Many are not even aware of the existence of a third party claim. If you are injured at work, it is imperative that you contact a legal professional. They will be able to handle your workers' compensation claim and third party claim, ensuring that you receive the maximum compensation possible for your injuries while keeping your primary focus where it should be - on your recovery.
A work injury attorney is your best resource for determining whether there is potential for a third-party claim for compensation in your situation. An attorney can also educate you on what to expect in terms of the process and compensation potential. In addition to providing information about Illinois workers rights, they can help injured workers understand specific parts of work injury law like third-party claims.
DISCLAIMER: All information on this website are provided for informational purposes only and are not intended to be construed as legal advice. The Law Offices of Dworkin & Maciariello shall not be liable for any errors or inaccuracies contained herein, or any actions taken in reliance thereon. To find out more about our disclaimer click here.
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